EarlwoodHome LoanBrokers That Put You First

Effie Nicol’s twin passions are people and finance. She is a highly experienced, multi-award winning Mortgage Broker devoted to using her wealth of industry knowledge to help ordinary Australians achieve their financial goals.

In 2024, Effie was the Winner of the coveted Broker of the Year Award and the Best Customer Service Individual Award in The Adviser’s NSW/ACT Better Business Awards for her contribution to the industry and her approach to customer service. Effie takes the time to understand her customers’ individual needs and objectives and provides tailored advice and solutions to suit their current circumstances. She is a strong advocate for increasing financial literacy and loves to share her insights to help educate her customers.

Effie can help with:

• First home buyer loans and government initiatives
• Advice on home and investment property loans
• Refinancing and restructuring
• Loans for self-employed
• Small business loans and commercial finance
• Equipment leasing
• Debt consolidation
• Car Finance
• Personal loans

Effie Nicol’s twin passions are people and finance. She is a highly experienced, multi-award winning Mortgage Broker devoted to using her wealth of industry knowledge to help ordinary Australians achieve their financial goals.

In 2024, Effie was the Winner of the coveted Broker of the Year Award and the Best Customer Service Individual Award in The Adviser’s NSW/ACT Better Business Awards for her contribution to the industry and her approach to customer service. Effie takes the time to understand her customers’ individual needs and objectives and provides tailored advice and solutions to suit their current circumstances. She is a strong advocate for increasing financial literacy and loves to share her insights to help educate her customers.

Effie can help with:

• First home buyer loans and government initiatives
• Advice on home and investment property loans
• Refinancing and restructuring
• Loans for self-employed
• Small business loans and commercial finance
• Equipment leasing
• Debt consolidation
• Car Finance
• Personal loans

Malcolm Turner is an experienced finance broker who works tirelessly to assist his clients in achieving their property or business finance goals. 

He looks to build lifelong relationships with his clients by offering sound, appropriate, and professional advice. He strives to make the loan process as smooth and easy as possible for his clients by guiding them every step of the way, whether they are refinancing or restructuring current loans, purchasing a home or seeking advice to purchase an investment property.

I can help with:

• First home buyer loans and government initiatives
• Advice on home and investment property loans
• Refinancing and restructuring
• Loans for self-employed
• Small business loans and commercial finance
• Self-Managed Super Fund Lending
• Car Finance and Personal Loans

Malcolm Turner is an experienced finance broker who works tirelessly to assist his clients in achieving their property or business finance goals. 

He looks to build lifelong relationships with his clients by offering sound, appropriate, and professional advice. He strives to make the loan process as smooth and easy as possible for his clients by guiding them every step of the way, whether they are refinancing or restructuring current loans, purchasing a home or seeking advice to purchase an investment property.

I can help with:

• First home buyer loans and government initiatives
• Advice on home and investment property loans
• Refinancing and restructuring
• Loans for self-employed
• Small business loans and commercial finance
• Self-Managed Super Fund Lending
• Car Finance and Personal Loans

Angela Margaris is an energetic and client-focused Mortgage Broker who provides carefully considered loan advice to help her clients achieve their property goals.

Passionate about helping people and dedicated to delivering outstanding customer experiences for her clients, Angela works tirelessly to attain the most suitable finance solution, saving her clients both time and money. From first home buyers and investors, to upgraders and re-financers, Angela is 100% committed to achieving outcomes that are in her clients’ best interests.

I can help with:

• First home buyer loans
• Home upgrades
• Refinancing
• Property investment loans
• Debt consolidation
• Car Finance
• Personal loans

Angela Margaris is an energetic and client-focused Mortgage Broker who provides carefully considered loan advice to help her clients achieve their property goals.

Passionate about helping people and dedicated to delivering outstanding customer experiences for her clients, Angela works tirelessly to attain the most suitable finance solution, saving her clients both time and money. From first home buyers and investors, to upgraders and re-financers, Angela is 100% committed to achieving outcomes that are in her clients’ best interests.

I can help with:

• First home buyer loans
• Home upgrades
• Refinancing
• Property investment loans
• Debt consolidation
• Car Finance
• Personal loans