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Need a Home Loan? At Yellow Brick Road Earlwood, we'll get you sorted!

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Your Local Experts for Hassle-Free Home Loans in Earlwood

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We put your needs first, not our lenders. You can ensure we will always act in your best interest.

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We will support you every step of the way. You choose how you wish to interact with us!

Why Choose Earlwood as

Your Mortgage Broker?

As your mortgage broker, we prioritise your financial well-being. We search, compare, and negotiate, ensuring you get the best possible terms on your home loan. Home loan experts at Yellow Brick Road Earlwood make understanding and applying for loans straightforward.

Home Loans

Investment Property Loans

Refinance

Commercial Loans

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What Clients Say About Us?

Yellow Brick Road Earlwood

Home Loan Specialists & Mortgage Brokers Earlwood

EarlwoodHome LoanBrokers That Put You First

The award-winning team of brokers at Yellow Brick Road Earlwood pride themselves on going above and beyond, providing financial expertise and customer care that continues long after settlement.

When you walk through our doors you become part of the family. Whether you’re a first home buyer, a property investor, a downsizer...

The award-winning team of brokers at Yellow Brick Road Earlwood pride themselves on going above and beyond, providing financial expertise and customer care that continues long after settlement.

When you walk through our doors you become part of the family. Whether you’re a first home buyer, a property investor, a downsizer or even a small business owner, we take the time to truly get to know you and align our service to meet your unique needs and goals.

Our customers tell us what makes us different from other lending businesses is our positive outlook. We’re determined to help find a solution to all our customers’ financial needs, no matter how challenging or complex.

02 9789 3444

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Meet TheEarlwoodTeam

Effie Nicol
Branch Principal and Mortgage Broker
Effie Nicol’s twin passions are people and finance. As a highly experienced and multi-award-winning Mortgage Broker, she is dedicated to helping everyday Australians achieve their financial goals through expert guidance...
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0419 240 190
effie.nicol@ybr.com.au
Malcolm Turner
Mortgage Broker
Malcolm Turner joined Yellow Brick Road to be part of a trusted brand and is dedicated to truly understanding each client’s goals. He works tirelessly to deliver financial solutions tailored...
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0410 491 276
malcolm.turner@ybr.com.au
Angela Margaris
Mortgage Broker
Angela Margaris is a dedicated and customer-focused Mortgage Broker who is committed to helping people achieve their property goals through thoughtful lending strategies and personalised advice.Angela takes the time to...
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0410 337 335
angela.margaris@ybr.com.au
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@ybrearlwood
“If I use the 5% Deposit Scheme, can I rent the property out later?” It's a question we've been asked more than once. The Scheme is designed for owner occupiers, so there are ongoing eligibility requirements around living in the property while the loan is supported by the Guarantee. Every situation is different, which is why it’s important to understand the rules before making plans around your first property. If you want help understanding how the Scheme works and whether you may be eligible, feel free to reach out or head to ybr.com.au/livethedream today.
With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you. Sometimes even a small adjustment or review can make a meaningful difference over the long term. If you’d like help understanding where your loan stands, we're always happy to have a chat.
A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it starts with a conversation. Understanding your budget, borrowing power and options early can make the whole process feel clearer and less stressful. The goal isn’t just to get a loan approved. It’s to help you feel confident about every step along the way. If you’re not sure where to begin, let’s map it out together. Head to ybr.com.au/livethedream to get started.
The Right Support Changes Everything. There’s more to a mortgage broker’s role than just securing a loan. It’s about simplifying the process, guiding clients through what can often feel overwhelming and coordinating every step, so nothing gets lost along the way, especially for first home buyers navigating it all for the first time. From breaking down complex information in a clear, practical way to being consistently available and responsive throughout the journey, it’s about making the experience feel structured, supported and manageable from start to finish. Thank you Philippa for trusting us with such an important milestone and for the kind words shared in your 5-star review. #clientreview #mortgagebroker #firsthomebuyer #financewithcare #ybrearlwood
Please join us in welcoming and congratulating Illya Correia, co-founder of Jilk & Co, to the Effie’s Entrepreneurs scholarship and mentoring program ✨ Illya is a Year 12 student from Sydney who is balancing school, a traineeship and building her creative business alongside her mum, proving that passion, dedication and ambition have no age limit. Through Jilk & Co, Illya creates homemade cookies designed to bring warmth, comfort and connection into everyday moments, with family at the heart of everything she does. We are so proud to support Illya’s journey and cannot wait to see her continue to grow, inspire and succeed through the Effie’s Entrepreneurs community 💛 #effiesentrepreneurs #youngentrepreneurs #womeninbusiness #mentorship #JilkAndCo